At LOP Commercial, we understand that businesses need fast, reliable funding to operate, grow, and adapt. Whether you're looking to invest in new equipment, manage cash flow, expand operations, or seize a new opportunity, we provide Secured and Unsecured Loans that are designed around your specific needs.

With a commitment to flexibility, speed, and transparency, our team works with businesses of all sizes and industries to deliver financing solutions that make sense—not just on paper, but in real-world execution.

What’s the Difference Between Secured and Unsecured Loans?

Secured Loans

A secured loan is backed by collateral—such as property, equipment, or other business assets. Because the lender has security against the loan, these financing options typically offer higher borrowing limits, longer terms, and lower interest rates.

Ideal for:

• Purchasing large equipment or vehicles
• Renovating commercial property
• Expanding business operations
• Consolidating existing business debt

Benefits:

• Larger loan amounts
• Lower interest rates
• Longer repayment terms
• Better suited for long-term investments

If you have assets available and want to take advantage of favorable loan conditions, a secured business loan could be the ideal path forward.

Unsecured Loans

An unsecured loan does not require any collateral. Approval is typically based on your credit history, business performance, and cash flow. These loans are often used for short-term needs, and while they may carry slightly higher interest rates, they offer quick access to funding with less paperwork.

Ideal for:

• Managing seasonal cash flow
• Paying vendors or staff
• Launching a marketing campaign
• Covering unexpected business expenses

Benefits:

• No collateral required
• Faster approval and funding
• Minimal documentation
• Useful for short-term or emergency needs

For businesses that need fast funding and want to preserve their assets, unsecured loans provide the capital without the commitment of putting property or equipment on the line.

Why Choose LOP Commercial?

At LOP Commercial, we don’t believe in one-size-fits-all lending. Our goal is to understand your business, your goals, and your timeline—and provide financing that fits. Whether you're a startup, a growing company, or an established enterprise, our loan advisors will work with you to identify the most cost-effective and practical financing option.

Here’s what you can expect:

• Flexible loan terms from 6 months to 10 years
• Loan amounts from £10,000 to £5 million+
• Transparent fees and competitive interest rates
• Fast turnaround times—funding in days, not weeks
• Ongoing support from a dedicated loan specialist

We’ve helped clients across industries—from construction and retail to healthcare and manufacturing—access the capital they need to succeed.

A Simple, Streamlined Process

Getting started with LOP Commercial is quick and hassle-free. We know that when you need funding, time matters.

Our process:

1. Initial Consultation – Tell us about your business and funding goals
2. Tailored Loan Proposal – We match you with the right secured or unsecured solution
3. Application & Approval – Submit documentation; we handle the rest
4. Fast Funding – Once approved, receive funds quickly to take action with confidence

Let’s Talk About Your Business Goals

Whether you’re investing in growth or managing day-to-day cash flow, LOP Commercial is here to help with the right loan for your needs—secured or unsecured.

Call us today on 0330 311 0001 or email us at info@lopcommercial.co.uk

We’ll help you access the funding you need, with the flexibility and clarity you deserve.